BHIM is an app developed by the National Payments Corporation of India (NPCI) that allows people to send and receive money using the Unified Payments Interface (UPI). The app currently is only available on Android and it just launched a new feature called Aadhaar payments.
BHIM app users can now send money using Aadhaar card number
This lets you send money directly to the recipient’s Aadhaar number via the BHIM app. It can be useful if the recipient doesn’t have a virtual payment address (VPA) for UPI, as an alternative to entering their account number and bank’s IFSC. There are some caveats to paying via Aadhaar via the BHIM app.
- NPCI’s BHIM app lets you send money via UPI
- The money is transferred directly to bank accounts
- You can now send money via Aadhaar payments
According to Unique Identification Authority of India (UIDAI), over 92 per cent of India’s adult population (above 18 years) already has an Aadhaar card, and reports says over 390 million bank accounts are linked to this number. With the launch of biometric-based Aadhaar Pay, payments via BHIM app will become simpler as it will only require verifying bio-metrics, which are linked with Aadhaar.
First is that the person you are sending money to should have their Aadhaar number linked to a bank account. If that’s not the case, then paying via Aadhaar won’t work. Secondly, BHIM doesn’t show the account holder’s name (to prevent people from misusing the app to surface Aadhaar numbers), so double-check the number carefully before sending money.
Here’s how to send money to Aadhaar numbers via BHIM app:
- Open the BHIM app on your phone.
- Tap Send Money.
- Tap the three dots on the top-right. Choose Aadhaar Pay.
- Enter the recipient’s Aadhaar number.
- Tap Verify. This will check if the Aadhaar number is linked to a bank account.
- The next step will show you the person’s Aadhaar number. Make sure you double-check this as it doesn’t show the account holder’s name.
- Enter the amount and a reason for payment.
- Tap Pay.
That’s how you send money to an Aadhaar number via the BHIM app. For more tutorials, visit our How To section.